Community Group Insurance

Community group insurance

For community groups there are certain aspects of insurance cover that you may consider to be essential. Public liability insurance is the most common, this gives you protection if a member of the public makes a liability claim against you. We also include employers’ liability and trustees’ and directors’ indemnity as essential items of our community group insurance.

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Our policy is designed to support the diverse activities of community groups, offering a safety net that allows you to bring people together without worry. Whether you’re hosting workshops, organising local events, or providing a space for learning and growth, Ansvar has you covered. With protection against unforeseen incidents such as liability claims, and property damage, you can focus on what truly matters – building a vibrant, active, and engaged community.

Why Ansvar?

We are a community group insurance specialist.

We are part of the Benefact Group, a charity owned group of financial services companies, which gives all its available profits back to charities and good causes.

We work with specialist insurance brokers who aim to give you the best advice on our community group insurance products.

Ansvar community group insurance

This product is popular with community groups, societies and clubs who are dedicated to a particular interest or activity. It is fully customisable so you can select specific sections of cover according to the needs of your organisation. We also offer three different packages of cover: Essentials, Advantage and Advantage+.

These packages give you quick and easy access to popular combinations of cover:

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Essentials	Advantage	Advantage+
Public and products liability	Public and products liability	Public and products liability
Employer’s liability	Employer’s liability	Employer’s liability
Trustees’ and directors’ indemnity	Trustees’ and directors’ indemnity	Trustees’ and directors’ indemnity
	Personal accident	Personal accident
	Reputational risks	Reputational risks
	Legal expenses	Legal expenses
	All risks	All risks
	Money	Money
	Property damage	Property damage
	Business interruption	Business interruption
	Equipment breakdown	Equipment breakdown
		Fidelity guarantee
		Goods in transit

In addition to the above covers we can also offer protection for professional indemnity, loss of licence, motor-policy compensation, cyber, and terrorism. You can also add items from other packages to your selected package.