Charity and Community

Charity and community insurance

Our new specialist insurance offers wider and more flexible cover options for charities, community and voluntary groups of all sizes.

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Key features

Our charity and community insurance is designed for registered and recognised charities, voluntary and not-for-profit organisations and social enterprises.

There are three different packages of cover; Essentials, Advantage and Advantage+, to suit all needs and budgets with options to add specific insurance features as required.

Insurance cover options include:

Public and products liability
Employer’s liability
Trustees’ and directors’ indemnity
Personal accident
Reputational risks
Legal expenses

All risks
Money
Property damage
Business interruption
Equipment breakdown
Fidelity guarantee

Goods in transit
Professional indemnity
Loss of licence
Motor-policy compensation
Cyber
Terrorism

Let us find the right insurance solution, tailored for you

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We specialise in insuring the third sector and our products are designed especially for this niche. We do not shoe-horn charities onto products designed for other types or risks.
We are proud to be part of the Benefact Group – a charity owned, international family of specialist financial services companies, that gives all available profits to charity and good causes. We’re built on the idea that better business, can better lives
Every three years we run our donation programme which invites applications from charities involved in promoting healthy lifestyles to children and young adults. Money is then donated to the winning three charities to help them run their specific programmes

We pride ourselves on offering an excellent personal service and a fast and sympathetic response to claims
Not only do we insure the third sector, we also have our own Community Hub, within our offices. This is a flexible space for local charities to meet, network and host their own events - for free. This is one small way we are giving back to the sector

Charity and community insurance FAQs

How long does the cover last?

Normally 12 months. We will send you a renewal notice approximately one month before the cover ends.

Is it possible to cancel the policy?

Yes, subject to certain terms and conditions, please see the charity and community insurance brochure for more information.

Can Ansvar cancel the policy?

Yes, we have the right to cancel the policy by giving 14 days’ notice. If we cancel the policy we will refund the premium for the rest of the period of insurance.

How do I make a claim?

Call our 24-hour claims line on 0345 606 0431. See your policy documents and our claims page for more detailed guidance.