Charity and Community Insurance

Specialist insurance for charities and community groups

Our new Charity and Community insurance offers wider and more flexible cover options for charities and voluntary groups of all sizes

Key features

  • Our Charity and Community insurance is designed for registered and recognised charities, voluntary and not-for-profit organisations and social enterprises
  • It is for charities and organisations with an annual income of under £1 million, assets of up to £2.5 million, a payroll of up to £500k and fewer than 500 volunteers or members
  • There are three different packages of cover; Essentials, Advantage and Advantage+, to suit all needs and budgets with options to add specific insurance features as required
  • Insurance cover options include: 
  • public and products liability
  • employer’s liability
  • trustees’ and directors’ indemnity
  • personal accident
  • reputational risks
  • legal expenses
  • all risks
  • money
  • property damage
  • business interruption
  • equipment breakdown
  • fidelity guarantee
  • goods in transit
  • professional indemnity
  • loss of license
  • motor-policy compensation
  • cyber
  • terrorism

Why Ansvar Charity and Community Insurance?

 
  • We specialise in insuring the third sector and our products are designed especially for this niche. We do not shoe-horn charities onto products designed for other types or risks.
  • We are proud to be part of the Benefact Group – a charity owned, international family of specialist financial services companies, that gives all available profits to charity and good causes. We’re built on the idea that better business, can better lives
  • Every three years we run our Donation Programme which invites applications from charities involved in promoting healthy lifestyles to children and young adults. Money is then donated to the winning three charities to help them run their specific programmes
  • We pride ourselves on offering an excellent personal service and a fast and sympathetic response to claims
  • Not only do we insure the third sector, but we also run a local branch of a national charity ourselves – and have won awards for our work in setting this up and running it on a day-to-day basis

Charity and Community Insurance FAQs

How long does the cover last?
 
Normally 12 months. We will send you a renewal notice approximately one month before the cover ends. 
 
Is it possible to cancel the policy?
 
Yes, subject to certain terms and conditions, please see the Charity and Community insurance brochure for more information.  
 
Can Ansvar cancel the policy?
 
Yes, we have the right to cancel the policy by giving 14 days’ notice. If we cancel the policy we will refund the premium for the rest of the period of insurance. 
 
How do I make a claim?
 
Call our 24-hour claims line on 0345 606 0431. See your policy documents and our claims page  for more detailed guidance.. 
 
 
Download the product brochure for full details