Ansvar : Brokers

high street shops Property Owners

Property owners

Our property owners insurance provides cover for small portfolios of industrial, residential, and retail let property, tailored for a range of organisations and individuals.

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Key features

Ansvar’s property owners insurance is specially designed for charities, commercial organisations, and individuals that own small portfolios of commercial, industrial, residential and retail let property.

The standard package covers:

  • Property damage for your buildings and contents of common parts including accidental damage
  • Subsidence, heave or landslip

Optional cover is available for:

  • Day one cover
  • Employers’ liability
  • Contents
  • Legal expenses
  • Loss of rental income
  • Public liability (including Property owners’ liability)
  • Terrorism (not available in Northern Ireland the Channel Islands or the Isle of Man)
  • We are proud to be part of the Benefact Group – a charity owned, international family of specialist financial services companies, that gives all available profits to charity and good causes. We’re built on the idea that better business, can better lives.
  • We specialise in insuring the third sector.
  • Every three years we run our donation programme which invites applications from charities involved in promoting healthy lifestyles to children and young adults. Money is then donated to the winning three charities to help them run their specific programmes.
  • We pride ourselves on offering an excellent personal service and a fast and sympathetic response to claims.
  • Not only do we insure the third sector, we also have our own Community Hub, within our offices. This is a flexible space for local charities to meet, network and host their own events - for free. This is one small way we are giving back to the sector.

Property owners insurance FAQs

How long does the cover last?

Normally 12 months. We will send you a renewal notice approximately one month before the cover ends.

Is it possible to cancel the policy?

Yes, subject to certain terms and conditions, please see the property owners insurance brochure for more information.

Can Ansvar cancel the policy?

Yes, we have the right to cancel the policy by giving 14 days’ notice. If we cancel the policy, we will refund the premium for the rest of the period of insurance.

How do I make a claim?

Call our 24-hour claims line on 0345 0606 0431. See your policy documents and our claims page for more detailed guidance.

Download the product brochure for full details

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