Business Insurance

Comprehensive business insurance with a flexible range of covers

Business insurance specially designed for individuals and companies undertaking business activities and offers a flexible range of covers.

Key features

  • Ansvar’s business insurance is specially designed for individuals and companies undertaking business activities and offers a flexible range of covers
  • Insurance cover can be arranged for usual business activities in addition to:
    • Office and administration work including clerical work away from the premises
    • Collection and delivery work
    • Maintenance of the premises and the storing of your property
  • Sections of cover:
    • Buildings
    • Contents, electronic equipment and stock
    • All risks – miscellaneous or specified items
    • Money
    • Personal accident assault
    • Business interruption
    • Book debts
    • Employers’ liability
    • Public and products liability
    • Property owners liability
    • Computer breakdown (hardware and software)
    • Fidelity guarantee
    • Personal accident
    • Goods in transit
    • Refigerated contents
    • Legal expenses
  • Optional cover is available for:
    • Sprinkler leakage – escape of water from an automatic sprinkler system
    • Terrorism – for property damage and business interruption only (not available in Northern Ireland, the Channel Islands, or the Isle of Man)

Why Ansvar Business Insurance?

  • We specialise in insuring the third sector and our products are designed especially for this niche. We do not shoe-horn charities onto products designed for other types or risks.
  • We are proud to be part of the Benefact Group – a charity owned, international family of specialist financial services companies, that gives all available profits to charity and good causes. We’re built on the idea that better business, can better lives.
  • Every three years we run our Donation Programme which invites applications from charities involved in promoting healthy lifestyles to children and young adults. Money is then donated to the winning three charities to help them run their specific programmes.
  • We pride ourselves on offering an excellent personal service and a fast and sympathetic response to claims.
  • Not only do we insure the third sector, but we also run a local branch of a national charity ourselves – and have won awards for our work in setting this up and running it on a day-to-day basis.

Business Insurance FAQs

How long does the cover last?
 
Normally 12 months. We will send you a renewal notice approximately one month before the cover ends. 
 
Is it possible to cancel the policy?
 
Yes, subject to certain terms and conditions, please see the Business Insurance brochure for more information. 
 
Can Ansvar cancel the policy?
 
Yes, we have the right to cancel the policy by giving 14 days’ notice. If we cancel the policy, we will refund the premium for the rest of the period of insurance. 
 
How do I make a claim?
 
Call our 24-hour claims line on 0345 606 0431. See your policy documents and our claims page for more detailed guidance.
 
 
Download the product brochure for full details